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Privacy Policy

Last updated: October 29, 2025

This Privacy Policy (“Policy”) describes how Gako Capital LLC (“Gako Capital,” “we,” “us,” or “our”) collects, uses, shares, and protects personal and business information. It applies to all information collected through our website (https://gakocapital.com), mobile applications, and any related services (collectively, the “Services”).

1. Scope

This Policy applies to all users in the United States.
California residents receive additional disclosures under the California Consumer Privacy Act (CCPA) in Part 2 of this Policy.

Part 1: U.S. Privacy Policy

2. Information We Collect

We may collect personal, business, and technical information when you interact with us, including:

A. Contact & Business Information

• Name, business name, address, email,      and phone number
• Title, role, or relationship to a      business entity

B. Financial Information

• Bank and credit card statements
• Account and payment details
• Credit reports, tax identification      numbers, and financial history

C. Identifiers & Verification Data

• IP address, username, password, and      Social Security Number (when required for underwriting)
• Beneficial ownership details for      business accounts

D. Technical & Usage Data

• Browser type, device type, operating      system, and ISP
• Pages visited, time spent on site,      cookies, and analytics data

E. Third-Party & Public Data

• Credit bureaus, business partners,      referral sources, and social media

3. How We Use Information

We use your information to:

• Evaluate and process loan or      financing applications
• Deliver, maintain, and improve our      products and services
• Verify identity, prevent fraud, and      ensure security
• Communicate with you about      applications, account updates, and promotions
• Provide customer service and      technical support
• Comply with legal obligations and      industry regulations
• Generate de-identified or aggregated      analytics reports for business insights

We will only use your information for the purposes for which it was collected, unless we reasonably determine that another purpose is compatible with the original one.

4. Information Sharing

We may share your information under limited circumstances:

• Affiliates & Subsidiaries: For      internal business operations and compliance
• Service Providers: For      hosting, analytics, payment processing, verification, and underwriting
• Third-Party Lenders: When      required to offer financing or funding products
• Marketing Partners: Only      with your explicit consent or opt-in
• Legal & Regulatory Requests: When      required by law, subpoena, or government authority
• Business Transfers: In      connection with mergers, acquisitions, or asset sales
• With Your Consent: When      you authorize us to share specific information

We do not sell your personal informationunder any circumstances.

5. Your Choices and Rights

You have control over your personal data:

• Access & Correction:     Request access to or correction of your personal information.
• Deletion:     Request that we delete your personal data (subject to legal and business      retention requirements).
• Marketing Preferences: Opt      out of receiving promotional communications at any time.
• Cookies & Tracking:     Manage cookies through your browser or device settings.

To exercise your rights, contact us at bill@gakocapital.com.

6. Data Retention & Security

We retain data only as long as necessary for legitimate business, legal, or compliance purposes.

Gako Capital uses industry-standard safeguards, including TLS encryption, secure data centers, firewalls, and restricted employee access.
We never store bank login credentials; any linked financial accounts use read-only access for verification purposes.

7. Cookies & Tracking Technologies

We and our partners use cookies, pixels, and similar technologies to:

• Recognize repeat visitors
• Analyze website usage and      performance
• Personalize your experience and      marketing messages

You can disable or control cookies through your browser settings. For more information, visit www.allaboutcookies.org.

8. Links to Other Websites

Our Services may contain links to third-party websites or social media platforms.
We are not responsible for the privacy practices or content of those external sites.
Please review their privacy policies before providing any personal information.

9. Policy Updates

We may update this Policy periodically to reflect changes in our practices or applicable laws.
When changes are material, we will notify you via email or prominent notice on our website.
The “Last Updated” date at the top of this page reflects the current version.

Part 2: California Consumer Privacy Act (CCPA) Notice

10. Additional Rights for California Residents

If you are a California resident, you have the right to:

• Know:     Request disclosure of the categories and specific pieces of personal      information collected, used, and shared.
• Delete:     Request deletion of your personal information, subject to certain legal      exceptions.
• Opt-Out:     Direct us not to sell your personal information (we currently do not     sell any personal data).
• Access:     Receive a copy of the information we hold about you.
• Non-Discrimination:     Exercise your rights without discrimination or reduced service quality.

To submit a request, please email marketing@gakocapital.com or mail your request to:

Gako Capital LLC
ATTN: Privacy Requests
40 Marcus Dr
Melville, NY 11747 USA

We will verify your identity before processing any requests as required by law.

11. Categories of Information Collected

Category

Examples

Purpose

Identifiers

Name, SSN, Tax ID, IP   address, email

Account creation,   verification, compliance

Personal Data

Contact info, employment   history

Financing applications,   support

Commercial Information

Transaction records, loan   history

Service delivery, risk   assessment

Internet/Network   Activity

Website visits, device   data

Analytics, fraud   prevention

Geolocation

IP-based location

Security, fraud detection

Professional   Information

Job title, company   affiliation

Business verification

12. Contact Us

For any privacy-related questions or requests, please contact us:

📧 Email: marketing@gakocapital.com
📬 Mail:
Gako Capital LLC
ATTN: Marketing / Privacy
40 Marcus Dr
Melville, NY 11747 USA

To opt out of marketing communications, include your full name, business name, email, mailing address, and account number (if applicable) in your request.